Broker Check

Our Process - Initial Meeting

We get to know you. 

What is your current situation?

Are you just starting your career or are you getting ready to retire?

Did you recently get married?

Are you saving to buy a house?

Have you started to save for retirement yet?

You get to know us.

What is a financial planner?

What are the services that we offer?

How are we compensated?

What are the benefits of working with us?

How do we form a successful partnership?

Goal and Needs Assessment

Your first assignment is to fill out the Planning Workbook and the Risk Tolerance Questionnaire. Every financial plan is unique. Your needs, wants, goals, and risk tolerance will all be factored into the development of your financial plan. This important assessment sets the foundation for your financial plan.

You will also gather specific information to help us determine your current financial status. We look at your current spending habits, savings, debt, life insurance policies, etc.

We will review and discuss these items during our meeting.

Comprehensive Financial Plan Design

We input all of your information into our planning software and determine if you are on track to reach your financial goals. We run multiple scenarios that take into account the many factors that may change during your lifetime.

Plan Presentation Meeting

We review your financial plan with you. We provide you a detailed summary of your current and future financial situation.

You may find out that you can retire earlier than you anticipated. Or you may need to increase the amount you are putting into your 401(k). We will outline action steps for you and schedule a follow up meeting to discuss your implementation strategy.


Our process doesn’t end when you receive your plan; in fact, it’s just the beginning. We help you develop action items and discuss the options that are available to implement your plan.

Monitoring and Review

Your financial situation will constantly be evolving and changing. Your financial plan needs to as well. You may purchase a home, have a child or get a big promotion. We’re here to help guide you through these changes and make adjustments to your plan as needed.